Banana Coconut
The simplest tropical combination. Just three ingredients create something greater than the sum of its parts. Perfect for beginners, when you're out of most ingredients, or when you want something naturally sweet and simple. The coconut flakes add texture and transport you somewhere sunny.
- Time
- 365 min
- Method
- Layer
- Serves
- 1
- Energy
- 515 kcal
- Protein
- 15 g

Ingredients
- Base: 60 g (⅔ cup) rolled oats
- Base: 150 ml (⅔ cup) milk
- Base: 1½ tsp (7 g) chia seeds
- Base: 5 g almonds (about 4), chopped
- Base: 2 tbsp (30 ml) water
- Banana slices
- Coconut flakes
- Honey
Toppings
Banana slices, coconut flakes, honey
Method
- Step 1: Layer banana slices over your DIY Oats base.
- Step 2: Sprinkle coconut flakes generously on top.
- Step 3: Drizzle honey over everything.
- Step 4: The banana provides natural sweetness and creaminess, while coconut adds texture and healthy fats.
- Step 5: This is proof that simple works.
- Step 6: Use ripe bananas for maximum sweetness.
- Step 7: Toast the coconut flakes for extra flavor if you have time.
Notes from the Department
- Simple and sweet
Nutrition
515 cal | 15g protein | 12g fiber
1030 cal | 30g protein | 24g fiber
Estimates. Not medical advice.
Why it works
Three toppings, no decisions. Banana brings sweetness and a soft, creamy bite. Coconut flakes add chew and a toasted, sunny flavour. Honey pulls them together. It is the kind of recipe you can make half asleep, which is when most overnight oats get made.
Toast the coconut
If you have two spare minutes, toast the coconut flakes in a dry pan until golden at the edges. They smell wonderful and taste nuttier, and they stay crisper on top of the oats. Watch them closely; coconut goes from toasted to burnt faster than a file goes missing.
Make it yours
Use a ripe banana for maximum sweetness. Swap honey for maple syrup or jaggery syrup. Add a few cashews for crunch, or a little pineapple if you want to lean further into the tropics. If you don't have a DIY Oats jar, soak rolled oats in milk with chia and a few almonds overnight. Coconut milk in place of some of the milk makes it extra coconutty.
Storage
Keeps covered in the fridge for a day. Add the banana and toasted coconut in the morning if you want the best colour and crunch.
Questions people ask
- Can I use desiccated coconut instead of flakes?
- Yes. Desiccated coconut is finer and blends into the oats more, so you lose a little crunch but keep the flavour.
- Is banana coconut overnight oats vegan?
- It can be. Use the oat milk jar or plant milk and swap honey for maple syrup.
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